31 patents currently held
2 more in force are now held by other companies
Held is read from USPTO's recorded assignments; a transfer never recorded there does not appear.
4 more records may belong here and await a decision; they are not counted.
The next term ends in May 2027. from the record
Free plan: 3 watched companies. Pro: unlimited.
Alerts on its grants, lapses and transfers.
3
Ending by 2030
May 2027
Next term end
16
Patent families
When these terms end
Held patents by the year their term ends
notable patents
fee due within 90 days
all others
Updated Nov 14, 2026 · includes USPTO assignment & status data published Nov 14, 2026 and grant & fee data published Nov 10, 2026 (weekly) · how we know
Notable: the highest-ranked patents in this portfolio by citations and family size. Fee due within 90 days: a maintenance fee is due within 90 days of when this page was computed and not yet paid.
Notable patents
Ranked by citations and family size, against patents of the same kind granted the same year. How we rank
Notable
Ends Aug 2028 · High confidence
Also notable
Ends Aug 2038 · High confidence
Also notable
Ends May 2038 · High confidence
Account Control Method and System That Allows Only Eligible and Authorized Items to Be Purchased Using the Account
US 7,866,548
The most cited patent in this portfolio, cited by 167 later US patents, top 5% of utility patents granted in 2011 in our data. Protection runs to 2028.
Systems and Methods for Allocating Resources via Information Technology Infrastructure
US 10,521,778
Cited by 51 later US patents, top 5% of utility patents granted in 2019 in our data. Protection runs to 2038.
Systems and Methods for Managing Information Technology Infrastructure to Generate a Dynamic Interface
US 10,565,599
Cited by 80 later US patents, top 5% of utility patents granted in 2020 in our data. Protection runs to 2038.
Fee deadlines
Maintenance fees fall due 3.5, 7.5 and 11.5 years after grant. A missed fee ends a patent at the end of the six month grace period that follows, not on the due date.
- 1 fee due Jan 18, 2027The maintenance fee for Manage Remote Procedure Calls in Centralized Processing (US 11,704,674) comes due Jan 18, 2027. Unpaid by Jul 19, 2027, it lapses early.
- 3 fees due Feb 6 to 28, 2027 · next Feb 6
- 1 fee due Apr 10, 2027The maintenance fee for Micro-Services Architecture to Integrate Heterogeneous Nodes for Digital Feed Generation (US 11,782,994) comes due Apr 10, 2027. Unpaid by Oct 12, 2027, it lapses early.
- 1 fee due May 7, 2027The maintenance fee for Systems and Methods for Managing Information Technology Infrastructure to Generate a Dynamic Interface (US 11,810,131) comes due May 7, 2027. Unpaid by Nov 8, 2027, it lapses early.
- 1 fee due Jun 30, 2027The maintenance fee for Systems and Methods for Allocating Resources via Information Technology Infrastructure (US 10,521,778) comes due Jun 30, 2027. Unpaid by Jan 3, 2028, it lapses early.
- 1 fee due Aug 18, 2027The maintenance fee for Systems and Methods for Managing Information Technology Infrastructure to Generate a Dynamic Interface (US 10,565,599) comes due Aug 18, 2027. Unpaid by Feb 18, 2028, it lapses early.
Recent changes
- 1 of the patents on this record was granted since Aug 16, 2026
- 1 term has ended since Aug 16, 2026
What they patent
The 5 largest of its 16 families, grouped by real patent family and labeled by the earliest filing in each. No technology classification is inferred from titles.
| Systems and Methods for Allocating Resources via Information Technology Infrastructure | 7 in force | to Aug 2038 |
| Fraud Detection and Control in Multi-Tiered Centralized Processing | 3 in force | to Dec 2038 |
| Systems and Methods for Managing Information Technology Infrastructure to Generate a Dynamic Interface | 3 in force | to May 2038 |
| Micro-Services Architecture to Integrate Heterogeneous Nodes for Digital Feed Generation | 2 in force | to Mar 2041 |
| Dynamic State-Driven Centralized Processing | 2 in force | to Dec 2039 |
Patents held now
Soonest term end first.
| Patent | Title | Status | Expires | Confidence |
|---|---|---|---|---|
| US 7,822,624 | Healthcare Eligibility Transactions In force · High confidence | In force | High confidence | |
| US 7,866,548 | Account Control Method and System That Allows Only Eligible and Authorized Items to Be Purchased Using the Account In force · High confidence | In force | High confidence | |
| US 8,438,106 | Medical Savings Accounts with Investment and Loan-Account Access In force · High confidence | In force | High confidence | |
| US 11,615,480 | Systems and Methods for Multi-Purse Debit Card In force · High confidence | In force | High confidence | |
| US 11,392,962 | Systems and Methods for Managing Information Technology Infrastructure to Generate a Dynamic Interface In force · High confidence | In force | High confidence | |
| US 11,727,370 | Systems and Methods for Allocating Resources via Information Technology Infrastructure In force · High confidence | In force | High confidence | |
| US 11,810,131 | Systems and Methods for Managing Information Technology Infrastructure to Generate a Dynamic Interface In force · High confidence | In force | High confidence | |
| US 12,182,778 | Systems and Methods for Allocating Resources via Information Technology Infrastructure In force · Medium confidence | In force | Medium confidence | |
| US 12,217,226 | Systems and Methods for Allocating Resources via Information Technology Infrastructure In force · Medium confidence | In force | Medium confidence | |
| US 12,561,657 | Systems and Methods for Allocating Resources via Information Technology Infrastructure In force · High confidence | In force | High confidence |
Also on record, not counted in the 31: 2 patents in force now held by others · 4 patents ended · 3 applications pending · 8 applications abandoned. List them
Sources and methods
Compiled from USPTO application file histories, grants and recorded assignments, with the company's own names reviewed by hand. How this record was built
Portfolio grouped automatically from ownership conveyances to the names matched to this company, usually every name that begins with its own, so it counts patents an affiliate holds; each list row names the holder of record. Security interests are excluded and ambiguous records are not reviewed by hand.
Fee due within 90 days marks a patent with a maintenance fee due within 90 days of the date this page was computed and not yet recorded paid, so it can end earlier than the bar shows. A fee left unpaid ends the patent at the close of the six month grace period that follows its due date, not on the due date itself. It is not a prediction that the fee will be missed.
Computed patent terms end on the dates shown. Related patents and pending applications may cover overlapping subject matter.