206 patents currently held
9 more in force are now held by other companies
Held is read from USPTO's recorded assignments; a transfer never recorded there does not appear.
1 more record may belong here and awaits a decision; it is not counted.
The next term ends in Dec 2026. from the record
Free plan: 3 watched companies. Pro: unlimited.
Alerts on its grants, lapses and transfers.
170
Ending by 2030
Dec 2026
Next term end
133
Patent families
When these terms end
Held patents by the year their term ends
notable patents
fee due within 90 days
all others
Updated Nov 15, 2026 · includes USPTO assignment & status data published Nov 15, 2026 and grant & fee data published Nov 10, 2026 (weekly) · how we know
Notable: the highest-ranked patents in this portfolio by citations and family size. Fee due within 90 days: a maintenance fee is due within 90 days of when this page was computed and not yet paid.
Notable patents
Ranked by citations and family size, against patents of the same kind granted the same year. How we rank
Notable
Ends no later than Jun 2029 · Low confidence
Also notable
Ends Jun 2028 · High confidence
Also notable
Ends Nov 2027 · High confidence
System and Method for Secured Account Numbers in Proximity Devices
US 10,289,999
Cited by 104 later US patents, top 5% of utility patents granted in 2019 in our data, and renewed at 2 of 3 maintenance windows. Protection runs to 2029. A terminal disclaimer is on file and its reference is not resolved, so no cap is applied and the date may move earlier, never later.
Systems and Methods for Secure and Transparent Cardless Transactions
US 8,121,942
Cited by 280 later US patents, top 5% of utility patents granted in 2012 in our data, and renewed at 3 of 3 maintenance windows. Protection runs to 2028.
System and Method for Processing Multiple Methods of Payment
US 8,407,141
Cited by 100 later US patents, top 10% of utility patents granted in 2013 in our data, and renewed at 3 of 3 maintenance windows. Protection runs to 2027.
Fee deadlines
Maintenance fees fall due 3.5, 7.5 and 11.5 years after grant. A missed fee ends a patent at the end of the six month grace period that follows, not on the due date.
- 3 fees due Dec 4 to 30, 2026 · next Dec 4
- 1 fee due Jan 9, 2027The maintenance fee for Adaptive Authentication Options (US 10,346,837) comes due Jan 9, 2027. Unpaid by Jul 9, 2027, it lapses early.
- 2 fees due Feb 20 to 27, 2027 · next Feb 20
- 2 fees due Mar 3 to 15, 2027 · next Mar 3
- 2 fees due Apr 6 to 13, 2027 · next Apr 6
- 1 fee due May 10, 2027The maintenance fee for Transaction Processing Using a Global Unique Identifier (US 9,183,555) comes due May 10, 2027. Unpaid by Nov 10, 2027, it lapses early.
- 2 fees due Aug 9 to 13, 2027 · next Aug 9
- 3 fees due Sep 1 to 22, 2027 · next Sep 1
- 2 fees due Oct 7 to 26, 2027 · next Oct 7
- 1 fee due Nov 12, 2027The maintenance fee for System and Method for Enabling a Mobile Communication Device to Operate as a Financial Presentation Device (US 10,650,371) comes due Nov 12, 2027. Unpaid by May 12, 2028, it lapses early.
Recent changes
- 7 terms have ended since Aug 17, 2026
What they patent
The 5 largest of its 133 families, grouped by real patent family and labeled by the earliest filing in each. No technology classification is inferred from titles.
| System and Method for Enabling a Mobile Communication Device to Operate as a Financial Presentation Device | 5 in force | to Oct 2032 |
| System and Method for Processing Multiple Methods of Payment | 5 in force | to Nov 2027 |
| Systems and Methods to Enhance Search Data with Transaction Based Data | 4 in force | to Dec 2031 |
| Terminal Data Encryption | 4 in force | to Dec 2030 |
| Opt in System and Method | 4 in force | to Jan 2030 |
Patents held now
Soonest term end first.
| Patent | Title | Status | Expires | Confidence |
|---|---|---|---|---|
| US 10,210,508 | Bank Issued Contactless Payment Card Used in Transit Fare Collection In force · Medium confidence | In force | Medium confidence | |
| US 8,523,069 | Mobile Transit Fare Payment In force · High confidence | In force | High confidence | |
| US 7,958,030 | System and Method for Issuer Originated Payments for On-Line Banking Bill Payments In force · High confidence | In force | High confidence | |
| US 8,700,513 | Authentication of a Data Card Using a Transit Verification Value In force · High confidence | In force | High confidence | |
| US 8,712,892 | Verification of a Portable Consumer Device in an Offline Environment In force · High confidence | In force | High confidence | |
| US 9,213,977 | Authentication of a Data Card Using a Transit Verification Value In force · Medium confidence | In force | Medium confidence | |
| US 8,746,556 | Open System Account Remote Validation for Access In force · High confidence | In force | High confidence | |
| US 9,256,875 | Processing Transactions of Different Payment Devices of the Same Issuer Account In force · Medium confidence | In force | Medium confidence | |
| US 10,810,594 | Delayed Transit Fare Assessment In force · High confidence | In force | High confidence | |
| US 9,311,643 | Aggregation of Validated Transactions for Settlement In force · High confidence | In force | High confidence |
Also on record, not counted in the 206: 9 patents in force now held by others · 110 patents ended · 172 applications abandoned. List them
Sources and methods
Compiled from USPTO application file histories, grants and recorded assignments, with the company's own names reviewed by hand. How this record was built
Portfolio grouped automatically from ownership conveyances to the names matched to this company, usually every name that begins with its own, so it counts patents an affiliate holds; each list row names the holder of record. Security interests are excluded and ambiguous records are not reviewed by hand.
Fee due within 90 days marks a patent with a maintenance fee due within 90 days of the date this page was computed and not yet recorded paid, so it can end earlier than the bar shows. A fee left unpaid ends the patent at the close of the six month grace period that follows its due date, not on the due date itself. It is not a prediction that the fee will be missed.
Computed patent terms end on the dates shown. Related patents and pending applications may cover overlapping subject matter.