480 patents currently held
4 more in force are now held by other companies
Held is read from USPTO's recorded assignments; a transfer never recorded there does not appear.
2 more records may belong here and await a decision; they are not counted.
The next term ends in Jul 2028. from the record
Free plan: 3 watched companies. Pro: unlimited.
Alerts on its grants, lapses and transfers.
2
Ending by 2030
Jul 2028
Next term end
146
Patent families
When these terms end
Held patents by the year their term ends
notable patents
fee due within 90 days
all others
Updated Nov 14, 2026 · includes USPTO assignment & status data published Nov 14, 2026 and grant & fee data published Nov 10, 2026 (weekly) · how we know
Notable: the highest-ranked patents in this portfolio by citations and family size. Fee due within 90 days: a maintenance fee is due within 90 days of when this page was computed and not yet paid.
Notable patents
Ranked by citations and family size, against patents of the same kind granted the same year. How we rank
Notable
Ends Jul 2033 · High confidence
Also notable
Ends May 2032 · High confidence
Also notable
Ends Jan 2037 · High confidence
Systems and Methods for Multi-Merchant Tokenization
US 10,339,524
The most cited patent in this portfolio, cited by 367 later US patents, top 1% of utility patents granted in 2019 in our data. Protection runs to 2033.
Tokenizing Sensitive Data
US 8,943,574
The most cited patent in this portfolio, cited by 367 later US patents, top 1% of utility patents granted in 2015 in our data. Protection runs to 2032.
Technologies for Token-Based Authentication and Authorization of Distributed Computing Resources
US 10,044,701
Cited by 119 later US patents, top 5% of utility patents granted in 2018 in our data, and renewed at every maintenance window due so far. Protection runs to 2037.
Fee deadlines
Maintenance fees fall due 3.5, 7.5 and 11.5 years after grant. A missed fee ends a patent at the end of the six month grace period that follows, not on the due date.
- 8 fees due Dec 6 to 27, 2026 · next Dec 6
- 15 fees due Jan 2 to 30, 2027 · next Jan 2
- 16 fees due Feb 1 to 28, 2027 · next Feb 1
- 7 fees due Mar 3 to 26, 2027 · next Mar 3
- 12 fees due Apr 1 to 30, 2027 · next Apr 1
- 8 fees due May 12 to 26, 2027 · next May 12
- 14 fees due Jun 5 to 26, 2027 · next Jun 5
- 18 fees due Jul 2 to 30, 2027 · next Jul 2
- 11 fees due Aug 4 to 27, 2027 · next Aug 4
- 5 fees due Sep 10 to 30, 2027 · next Sep 10
- 5 fees due Oct 7 to 28, 2027 · next Oct 7
- 3 fees due Nov 7 to 12, 2027 · next Nov 7
Recent changes
- 15 of the patents on this record were granted since Aug 16, 2026
- 1 term has ended since Aug 16, 2026
What they patent
The 5 largest of its 146 families, grouped by real patent family and labeled by the earliest filing in each. No technology classification is inferred from titles.
| Systems and Methods for Multi-Merchant Tokenization | 26 in force | to Jan 2036 |
| Systems and Methods for Direct Electronic Communication of Consumer Information | 8 in force | to Oct 2037 |
| Systems, Methods and Apparatus for Payment Processing | 8 in force | to May 2033 |
| Systems and Methods for Routing Electronic Transactions Using Predicted Authorization Approval | 7 in force | to Feb 2039 |
| System and Method for Third Party Payment at Point of Sale Terminals | 7 in force | to Feb 2036 |
Patents held now
Soonest term end first.
| Patent | Title | Status | Expires | Confidence |
|---|---|---|---|---|
| US 7,747,462 | Method and System for Gathering and Reporting Data Associated with a Cardholder's Use of a Prepaid Debit Card In force · High confidence | In force | High confidence | |
| US 8,892,468 | Customer Refunds By A Merchant Agent In force · High confidence | In force | High confidence | |
| US 9,785,938 | Tokenizing Sensitive Data In force · High confidence | In force | High confidence | |
| US 10,068,229 | Tokenizing Sensitive Data In force · High confidence | In force | High confidence | |
| US 10,489,784 | Tokenizing Sensitive Data In force · High confidence | In force | High confidence | |
| US 11,164,183 | Tokenizing Sensitive Data In force · High confidence | In force | High confidence | |
| US 11,861,603 | Tokenizing Sensitive Data In force · High confidence | In force | High confidence | |
| US 12,505,433 | Tokenizing Sensitive Data In force · High confidence | In force | High confidence | |
| US 8,943,574 | Tokenizing Sensitive Data In force · High confidence | In force | High confidence | |
| US 11,599,893 | Systems and Methods for Automated Authoring, Distributing, and Processing Electronic Data Files In force · High confidence | In force | High confidence |
Also on record, not counted in the 480: 4 patents in force now held by others · 2 patents ended · 119 applications pending · 23 applications abandoned. List them
Sources and methods
Compiled from USPTO application file histories, grants and recorded assignments, with the company's own names reviewed by hand. How this record was built
Portfolio grouped automatically from ownership conveyances to the names matched to this company, usually every name that begins with its own, so it counts patents an affiliate holds; each list row names the holder of record. Security interests are excluded and ambiguous records are not reviewed by hand.
Fee due within 90 days marks a patent with a maintenance fee due within 90 days of the date this page was computed and not yet recorded paid, so it can end earlier than the bar shows. A fee left unpaid ends the patent at the close of the six month grace period that follows its due date, not on the due date itself. It is not a prediction that the fee will be missed.
Computed patent terms end on the dates shown. Related patents and pending applications may cover overlapping subject matter.