Term ends no later than Dec 13, 2026 · Low confidence

Computed 20-year base term

In force on USPTO's status record and by its fee record. A terminal disclaimer on file may shorten this term, possibly to a date already past; its reference document is unresolved, so the date above is an upper bound and no earlier date is guessed.

Held by Mastercard Mobile Transactions Solutions, Inc.

Filed Dec 4, 2013 as application 14/096,720 · Granted Jul 24, 2018

Base term plus 69 days of patent term adjustment (USPTO delay)

Today

20 years from filing

Ends no later than Dec 13, 2026

2006 2026

Clock starts
Oct 5, 2006

Ends no later than
Dec 13, 2026

Granted
Jul 24, 2018

base term patent term adjustment fee events Updated Nov 15, 2026 · includes USPTO assignment & status data published Nov 15, 2026 and grant & fee data published Nov 10, 2026 (weekly) · how we know

Days of term adjustment

Read from the USPTO patent term adjustment record, not recalculated here.

Unresolved

Terminal disclaimer

On file, reference document not resolved, so the date above is an upper bound. We do not guess the cap.

2 of 2

Maintenance fees paid

Two maintenance fees can end this term early, the ones due 3.5 and 7.5 years from grant; the third one's grace period runs past the term end. This counts the ones the record shows paid.

This patent's term runs 69 days past its 20-year base term on prosecution delay. A terminal disclaimer is on file with no resolved reference, so no cap is applied and none is guessed. 2 of 2 maintenance fees are paid so far. Confidence: Low. from the record

How we calculated this date

One row per rule, each showing its own input and what it did to the date. A step we could not verify says so instead of resolving itself.

Step	Input	Date after this step	Confidence
Base term, 20 years from filing	Clock starts Oct 5, 2006, when application 11/539,024, the earliest non-provisional in its chain, was filed (this one was filed Dec 4, 2013); a parent in its chain could not be resolved (the next row)	Oct 5, 2026	High confidence
Continuity chain	A parent in the chain could not be resolved	dated from this application's own claim	Medium confidence
Patent term adjustment	+69 days, USPTO patent term adjustment record	Dec 13, 2026	High confidence
Terminal disclaimer cap	Disclaimer on file (approved), reference document not resolved	no cap applied, and none guessed	Medium confidence
Patent term extension	None on file	no change	High confidence
Fee events	2 of 2 maintenance fees paid	In force	High confidence
Computed term end	The steps above, in order	no later than Dec 13, 2026	Low confidence

Assignments

Assignment documents as recorded at the USPTO, oldest first, with the reel and frame each was recorded at. A recorded assignment is a filed document, not a statement of current ownership, and the absence of a later one is not evidence that the last one still stands.

Recorded	Assignor	Assignee	Conveyance
Dec 4, 2013 Reel 31717, frame 424	Desai, Mehul; Pitroda, Satyan G.; Maniar, Nehal	C-Sam, Inc.	Assignment of Assignor's Interest
Apr 28, 2015 Reel 35521, frame 138	C-Sam, Inc.	Mastercard Mobile Transactions Solutions, Inc.	Change of Name

Sources

Google Patents · The patent document at USPTO · Assignment records at USPTO

USPTO account required: This application in Patent Center · USPTO's maintenance fee lookup

Maintenance fee events come from USPTO's own fee records. Its fee lookup asks for the patent number and the application number.

What's changing

Dec 2026

Term ends no later than Dec 13, 2026. No further fees fall due before then

Note

A terminal disclaimer is on file and its reference is not resolved. No cap is applied and none is guessed

Note

The 69 days of patent term adjustment (USPTO delay) are read from the USPTO record, not recalculated by us

Open question

A terminal disclaimer is on file (approved) and its reference document is not resolved. A disclaimer would cap the term earlier than Dec 13, 2026. We will not guess the cap.

Citations

later US patents cite this one

That is top 5% of utility patents granted in 2018 in our data, the only group it is compared against. How we rank

Every date shows its work: the base term, any term adjustment or extension, any disclaimer cap, and the maintenance fee record, each with a confidence tier. How this record was built

This computed term ends no later than the date shown; an unresolved terminal disclaimer may end it earlier. Related patents and pending applications may cover overlapping subject matter.

In force means the term is running and no lapse is on record. It is not a finding that the patent is valid.

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