Term ends Mar 11, 2033 · High confidence
20-year base term ends Mar 11, 2033
Held by Synchrony Bank
Filed Apr 26, 2018 as application 15/963,842 · Granted Apr 30, 2019
Base term, 20 years from filing
Today
2013
2033
Clock starts
Mar 11, 2013
Mar 11, 2013
Term ends
Mar 11, 2033
Mar 11, 2033
Granted
Apr 30, 2019
Apr 30, 2019
base term
fee events
Updated Nov 14, 2026 · includes USPTO assignment & status data published Nov 14, 2026 and grant & fee data published Nov 10, 2026 (weekly) · how we know
None
Term adjustment
No prosecution delay on this record.
No effect
Terminal disclaimer
Resolved from the filed document, referencing US 10,068,280, to Mar 11, 2033. The term already ends on or before that date, so the cap shortened nothing.
1 of 3
Maintenance fees paid
Three maintenance fees fall due, at 3.5, 7.5 and 11.5 years from grant. This counts the ones the record shows paid.
15
Family applications on record here
Applications sharing this one's continuity chain whose file history this site holds. The family may have others.
This patent's term is its 20-year base term, with no adjustment for prosecution delay. A terminal disclaimer is resolved from the filed document, and it ends no earlier than this term, so it shortens nothing. 1 of 3 maintenance fees is paid so far. Confidence: High. from the record
How we calculated this date
One row per rule, each showing its own input and what it did to the date. A step we could not verify says so instead of resolving itself.
| Step | Input | Date after this step | Confidence |
|---|---|---|---|
| Base term, 20 years from filing | Clock starts Mar 11, 2013, when application 13/794,375, the earliest non-provisional in its chain, was filed (this one was filed Apr 26, 2018) | Mar 11, 2033 | High confidence |
| Continuity chain | Every parent in the chain resolved | no change | High confidence |
| Patent term adjustment | None on file | no change | High confidence |
| Terminal disclaimer cap | Disclaimer resolved from the filed document (refs US 10,068,280) | resolves to Mar 11, 2033, no earlier than this term, so no change | High confidence |
| Patent term extension | None on file | no change | High confidence |
| Fee events | 1 of 3 maintenance fees paid | In force | High confidence |
| Computed term end | The steps above, in order | Mar 11, 2033 | High confidence |
This family
| US 9,773,273 | In force Oct 2033 | Oct 2033 |
| Application PCT/US2014/011933 | PCT application no patent term | no patent term |
| US 10,540,630 | In force Jul 2035 | Jul 2035 |
| US 10,769,705 | In force Mar 2033 | Mar 2033 |
| US 10,068,280 | In force Mar 2033 | Mar 2033 |
| US 10,275,822 | this patent Mar 2033 | Mar 2033 |
| US 10,373,236 | In force Mar 2033 | Mar 2033 |
| US 11,430,045 | In force Aug 2034 | Aug 2034 |
8 of 15 applications in this family shown, earliest filings first. The applications whose file history this site holds. The family may have others.
Assignments
Assignment documents as recorded at the USPTO, oldest first, with the reel and frame each was recorded at. A recorded assignment is a filed document, not a statement of current ownership, and the absence of a later one is not evidence that the last one still stands.
| Recorded | Assignor | Assignee | Conveyance |
|---|---|---|---|
| Sep 18, 2018 Reel 46896, frame 903 | Erez, Roy; Sirota, Alex | Loop Commerce, Inc. | Assignment of Assignor's Interest |
| Apr 18, 2025 Reel 70890, frame 570 | Loop Commerce, Inc. | Loop Commerce, LLC | Change of Name |
| Jul 1, 2025 Reel 71580, frame 446 | Loop Commerce, LLC | Synchrony Financial | Assignment of Assignor's Interest |
| Jul 11, 2025 Reel 71675, frame 278 | Synchrony Financial | Synchrony Bank | Assignment of Assignor's Interest |
Sources
Google Patents · The patent document at USPTO · Assignment records at USPTO
USPTO account required: This application in Patent Center · USPTO's maintenance fee lookup
Maintenance fee events come from USPTO's own fee records. Its fee lookup asks for the patent number and the application number.
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Alerts on its grants, lapses and transfers.
What's changing
Mar 2033
Term ends Mar 11, 2033.
Terminal disclaimer
A terminal disclaimer resolved from the filed document, referencing US 10,068,280, ends no earlier than this term, so it caps nothing.
Citations
19
later US patents cite this one
That is top 25% of utility patents granted in 2019 in our data, the only group it is compared against.
How we rank
Every date shows its work: the base term, any term adjustment or extension, any disclaimer cap, and the maintenance fee record, each with a confidence tier. How this record was built
Computed patent terms end on the dates shown. Related patents and pending applications may cover overlapping subject matter.
In force means the term is running and no lapse is on record. It is not a finding that the patent is valid.