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System and Method for Detecting Malicious Payment Transaction Activity Using Aggregate Views of Payment Transaction Data in a Distributed Network Environment

US 10,523,647 In force
OverviewFamilyAssignmentsSources & methods
Collateral for a security interest recorded Mar 7, 2025 (KKR Loan Administration Services LLC).

Term ends Jan 5, 2036 · High confidence

Filed Mar 1, 2017 as application 15/446,829 · Granted Dec 31, 2019
Base term plus 318 days of patent term adjustment (USPTO delay) · capped by a resolved terminal disclaimer
Today
20 years from filing
2016 2036
Clock starts
Jan 5, 2016
Term ends
Jan 5, 2036
Granted
Dec 31, 2019
base term fee events Updated Nov 14, 2026 · includes USPTO assignment & status data published Nov 14, 2026 and grant & fee data published Nov 10, 2026 (weekly) · how we know
318
Days of term adjustment
Read from the USPTO patent term adjustment record, not recalculated here.
Capped
Terminal disclaimer
Resolved from the filed document, referencing US 9,626,680.
1 of 3
Maintenance fees paid
Three maintenance fees fall due, at 3.5, 7.5 and 11.5 years from grant. This counts the ones the record shows paid.
3
Family applications on record here
Applications sharing this one's continuity chain whose file history this site holds. The family may have others.

This patent's term runs 318 days past its 20-year base term on prosecution delay. A terminal disclaimer resolved from the filed document caps it earlier. 1 of 3 maintenance fees is paid so far. Confidence: High. from the record

How we calculated this date

One row per rule, each showing its own input and what it did to the date. A step we could not verify says so instead of resolving itself.
StepInputDate after this stepConfidence
Base term, 20 years from filingClock starts Jan 5, 2016, when application 14/988,557, the earliest non-provisional in its chain, was filed (this one was filed Mar 1, 2017)Jan 5, 2036High confidence
Continuity chainEvery parent in the chain resolvedno changeHigh confidence
Patent term adjustment+318 days, USPTO patent term adjustment recordNov 18, 2036High confidence
Terminal disclaimer capDisclaimer resolved from the filed document (refs US 9,626,680)capped to Jan 5, 2036High confidence
Patent term extensionNone on fileno changeHigh confidence
Fee events1 of 3 maintenance fees paidIn forceHigh confidence
Computed term endThe steps above, in orderJan 5, 2036High confidence

This family

US 9,626,680In force
Jan 2036
Jan 2036
US 10,523,647this patent
Jan 2036
Jan 2036
US 11,165,762In force
Jan 2036
Jan 2036
The applications whose file history this site holds. The family may have others.

Assignments

Assignment documents as recorded at the USPTO, oldest first, with the reel and frame each was recorded at. A recorded assignment is a filed document, not a statement of current ownership, and the absence of a later one is not evidence that the last one still stands.
RecordedAssignorAssigneeConveyance
Sep 11, 2017
Reel 43549, frame 67
Ryan, James Randall; Alam, Ruhul; Sylvana, James Edward; O'Connell, JR., Conleth S.Kimbia, Inc.Assignment of Assignor's Interest
Mar 8, 2018
Reel 45531, frame 792
Kimbia, Inc.Givegab, Inc.Agreement Ancillary to Foreclosure Sale and Asset Purchase Agreement
Mar 9, 2018
Reel 45156, frame 322
Givegab, Inc.Jepap, LLCAssignment of Assignor's Interest
Apr 22, 2018
Reel 45605, frame 536
Pacific Western BankGivegab, Inc.Assignment of Assignor's Interest
Apr 22, 2018
Reel 45605, frame 529
Kimbia, Inc.Givegab, Inc.Assignment of Assignor's Interest
Aug 21, 2018
Reel 46639, frame 96
Jepap, LLCGivegab, Inc.Release of Security Interest
Apr 30, 2021
Reel 56106, frame 485
Givegab, Inc.Golub Capital Markets LLC, as Collateral AgentNotice of Grant of Security Interests in Patents
Sep 8, 2021
Reel 57437, frame 646
Golub Capital Markets LLC, as Collateral AgentGivegab, Inc.Release of Security Interest in Patents
Sep 8, 2021
Reel 57507, frame 20
Givegab, Inc.Golub Capital Markets LLC, as Collateral AgentPatent Security Agreement
Mar 7, 2025
Reel 70441, frame 73
Golub Capital Markets LLCGivegab, Inc.Release of Security Interest in Patents at Reel 057507, Frame 0020
Mar 7, 2025
Reel 70443, frame 753
Everyaction, Inc.KKR Loan Administration Services LLC, as Collateral AgentSecurity Interest

Sources

Google Patents · The patent document at USPTO · Assignment records at USPTO

USPTO account required: This application in Patent Center · USPTO's maintenance fee lookup

Maintenance fee events come from USPTO's own fee records. Its fee lookup asks for the patent number and the application number.

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