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US

Intermediary Payment Method Using Interchange Differential

US 11,004,063 In force
OverviewFamilyAssignmentsSources & methods

Term ends Sep 16, 2033 · High confidence

Held by Vpay, Inc.
Filed Mar 9, 2016 as application 15/065,634 · Granted May 11, 2021
Base term plus 524 days of patent term adjustment (USPTO delay) · capped by a resolved terminal disclaimer
Today
20 years from filing
2013 2033
Clock starts
Sep 16, 2013
Term ends
Sep 16, 2033
Granted
May 11, 2021
base term fee events Updated Nov 14, 2026 · includes USPTO assignment & status data published Nov 14, 2026 and grant & fee data published Nov 10, 2026 (weekly) · how we know
524
Days of term adjustment
Read from the USPTO patent term adjustment record, not recalculated here.
Capped
Terminal disclaimer
Resolved from the filed document, referencing US 8,694,431.
1 of 3
Maintenance fees paid
Three maintenance fees fall due, at 3.5, 7.5 and 11.5 years from grant. This counts the ones the record shows paid.
7
Family applications on record here
Applications sharing this one's continuity chain whose file history this site holds. The family may have others.

This patent's term runs 524 days past its 20-year base term on prosecution delay. A terminal disclaimer resolved from the filed document caps it earlier. 1 of 3 maintenance fees is paid so far. Confidence: High. from the record

How we calculated this date

One row per rule, each showing its own input and what it did to the date. A step we could not verify says so instead of resolving itself.
StepInputDate after this stepConfidence
Base term, 20 years from filingClock starts Sep 16, 2013, when application 14/028,040, the earliest non-provisional in its chain, was filed (this one was filed Mar 9, 2016)Sep 16, 2033High confidence
Continuity chainEvery parent in the chain resolvedno changeHigh confidence
Patent term adjustment+524 days, USPTO patent term adjustment recordFeb 22, 2035High confidence
Terminal disclaimer capDisclaimer resolved from the filed document (refs US 8,694,431)capped to Sep 16, 2033High confidence
Patent term extensionNone on fileno changeHigh confidence
Fee events1 of 3 maintenance fees paidIn forceHigh confidence
Computed term endThe steps above, in orderSep 16, 2033High confidence

This family

US 8,694,431In force
Sep 2033
Sep 2033
Application 14/179,132Abandoned
not computed
not computed
Application 62/038,240Provisional application
no patent term
no patent term
Application 14/827,861Abandoned
not computed
not computed
US 11,004,063this patent
Sep 2033
Sep 2033
US 11,663,582In force
Sep 2033
Sep 2033
US 12,775,930Term ended
Sep 2023
Sep 2023
The applications whose file history this site holds. The family may have others.

Assignments

Assignment documents as recorded at the USPTO, oldest first, with the reel and frame each was recorded at. A recorded assignment is a filed document, not a statement of current ownership, and the absence of a later one is not evidence that the last one still stands.
RecordedAssignorAssigneeConveyance
May 27, 2016
Reel 38737, frame 905
Allen, Robert M.Stoneeagle Services, Inc.Assignment of Assignor's Interest
Apr 3, 2018
Reel 45425, frame 976
Stoneeagle Services, Inc.Vpay, Inc.Merger
Apr 5, 2018
Reel 45449, frame 712
Stoneeagle Services, Inc.Vpay, Inc.Change of Name
Apr 11, 2018
Reel 46676, frame 364
Vpay, Inc.Stoneeagle Services, Inc.Corrective Assignment to Correct the Conveying Party and Receiving Party Data Previously Recorded at Reel: 045425 Frame: 0976. Assignor(S) Hereby Confirms the Merger.
Dec 29, 2020
Reel 54861, frame 737
Vpay, Inc.BMO Harris Bank N.A., as Administrative AgentGrant of a Security Interest Patents
Jan 21, 2021
Reel 54989, frame 883
BMO Harris Bank N.A.Vpay, Inc.Release of Security Interest

Sources

Google Patents · The patent document at USPTO · Assignment records at USPTO

USPTO account required: This application in Patent Center · USPTO's maintenance fee lookup

Maintenance fee events come from USPTO's own fee records. Its fee lookup asks for the patent number and the application number.

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