Collateral for a security interest recorded Jul 15, 2020 (Silicon Valley Bank).
Term ends Sep 7, 2036 · Low confidence
20-year base term ends Sep 7, 2036
Held by Plaid Inc.
Filed Nov 19, 2019 as application 16/688,192 · Granted Jun 29, 2021
Base term plus 44 days of patent term adjustment (USPTO delay) · capped by a resolved terminal disclaimer
Today
2016
2036
Clock starts
Sep 7, 2016
Sep 7, 2016
Term ends
Sep 7, 2036
Sep 7, 2036
Granted
Jun 29, 2021
Jun 29, 2021
base term
fee events
Updated Nov 14, 2026 · includes USPTO assignment & status data published Nov 14, 2026 and grant & fee data published Nov 10, 2026 (weekly) · how we know
44
Days of term adjustment
Read from the USPTO patent term adjustment record, not recalculated here.
Capped
Terminal disclaimer
Resolved from the filed document, referencing US 10,523,653.
1 of 3
Maintenance fees paid
Three maintenance fees fall due, at 3.5, 7.5 and 11.5 years from grant. This counts the ones the record shows paid.
7
Family applications on record here
Applications sharing this one's continuity chain whose file history this site holds. The family may have others.
This patent's term runs 44 days past its 20-year base term on prosecution delay. A terminal disclaimer resolved from the filed document caps it earlier. 1 of 3 maintenance fees is paid so far. Confidence: Low. from the record
How we calculated this date
One row per rule, each showing its own input and what it did to the date. A step we could not verify says so instead of resolving itself.
| Step | Input | Date after this step | Confidence |
|---|---|---|---|
| Base term, 20 years from filing | Clock starts Sep 7, 2016, when application 15/258,256, the earliest non-provisional in its chain, was filed (this one was filed Nov 19, 2019); a parent in its chain could not be resolved (the next row) | Sep 7, 2036 | High confidence |
| Continuity chain | A parent in the chain could not be resolved | dated from this application's own claim | Medium confidence |
| Patent term adjustment | +44 days, USPTO patent term adjustment record | Oct 21, 2036 | High confidence |
| Terminal disclaimer cap | Disclaimer resolved from the filed document (refs US 10,523,653) | capped to Sep 7, 2036 | High confidence |
| Patent term extension | None on file | no change | High confidence |
| Fee events | 1 of 3 maintenance fees paid | In force | High confidence |
| Further caveats on record | The record names parents not resolved: 15258256, 15258256 | Low confidence overall | Low confidence |
| Computed term end | The steps above, in order | Sep 7, 2036 | Low confidence |
This family
| US 10,003,591 | In force Sep 2036 | Sep 2036 |
| US 10,523,653 | In force Sep 2036 | Sep 2036 |
| US 11,050,729 | this patent Sep 2036 | Sep 2036 |
| US 11,595,374 | In force Sep 2036 | Sep 2036 |
| US 12,021,854 | In force Sep 2036 | Sep 2036 |
| US 12,506,724 | In force Sep 2036 | Sep 2036 |
| Application 19/391,285 | Pending not computed | not computed |
The applications whose file history this site holds. The family may have others.
Assignments
Assignment documents as recorded at the USPTO, oldest first, with the reel and frame each was recorded at. A recorded assignment is a filed document, not a statement of current ownership, and the absence of a later one is not evidence that the last one still stands.
| Recorded | Assignor | Assignee | Conveyance |
|---|---|---|---|
| May 15, 2020 Reel 52676, frame 370 | Hockey, William; Kelly, Michael | Plaid Technologies, Inc. | Assignment of Assignor's Interest |
| May 15, 2020 Reel 52679, frame 573 | Plaid Technologies, Inc. | Plaid Inc. | Change of Name |
| Jul 15, 2020 Reel 53211, frame 898 | Plaid Inc.; Quovo, Inc.; Rambler Trellis LLC | Silicon Valley Bank | Security Interest |
Sources
Google Patents · The patent document at USPTO · Assignment records at USPTO
USPTO account required: This application in Patent Center · USPTO's maintenance fee lookup
Maintenance fee events come from USPTO's own fee records. Its fee lookup asks for the patent number and the application number.
Free plan: 3 watched companies. Pro: unlimited.
Alerts on its grants, lapses and transfers.
What's changing
Sep 2036
Term ends Sep 7, 2036. Maintenance fees still fall due before then
Note
The 44 days of patent term adjustment (USPTO delay) are read from the USPTO record, not recalculated by us
Disclaimer cap
This term is capped by a terminal disclaimer resolved from the filed document, referencing US 10,523,653.
Citations
99
later US patents cite this one
That is top 1% of utility patents granted in 2021 in our data, the only group it is compared against.
How we rank
Every date shows its work: the base term, any term adjustment or extension, any disclaimer cap, and the maintenance fee record, each with a confidence tier. How this record was built
Computed patent terms end on the dates shown. Related patents and pending applications may cover overlapping subject matter.
In force means the term is running and no lapse is on record. It is not a finding that the patent is valid.