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System and Method for Virtual Payment Card Fraud Detection

US 11,599,885 In force
OverviewFamilyAssignmentsSources & methods

Term ends Aug 31, 2035 · Medium confidence

Why Medium: A parent in the chain could not be resolved.

Held by Vpay, Inc.
Filed Jul 16, 2021 as application 17/378,215 · Granted Mar 7, 2023
Base term, 20 years from filing
Today
20 years from filing
2015 2035
Clock starts
Aug 31, 2015
Term ends
Aug 31, 2035
Granted
Mar 7, 2023
base term fee events Updated Nov 14, 2026 · includes USPTO assignment & status data published Nov 14, 2026 and grant & fee data published Nov 10, 2026 (weekly) · how we know
None
Term adjustment
No prosecution delay on this record.
No effect
Terminal disclaimer
Resolved from the filed document, referencing US 11,068,898, to Aug 31, 2035. The term already ends on or before that date, so the cap shortened nothing.
1 of 3
Maintenance fees paid
Three maintenance fees fall due, at 3.5, 7.5 and 11.5 years from grant. This counts the ones the record shows paid.
5
Family applications on record here
Applications sharing this one's continuity chain whose file history this site holds. The family may have others.

This patent's term is its 20-year base term, with no adjustment for prosecution delay. A terminal disclaimer is resolved from the filed document, and it ends no earlier than this term, so it shortens nothing. 1 of 3 maintenance fees is paid so far. Confidence: Medium. from the record

How we calculated this date

One row per rule, each showing its own input and what it did to the date. A step we could not verify says so instead of resolving itself.
StepInputDate after this stepConfidence
Base term, 20 years from filingClock starts Aug 31, 2015, when application 14/840,783, the earliest non-provisional in its chain, was filed (this one was filed Jul 16, 2021); a parent in its chain could not be resolved (the next row)Aug 31, 2035High confidence
Continuity chainA parent in the chain could not be resolveddated from this application's own claimMedium confidence
Patent term adjustmentNone on fileno changeHigh confidence
Terminal disclaimer capDisclaimer resolved from the filed document (refs US 11,068,898)resolves to Aug 31, 2035, no earlier than this term, so no changeHigh confidence
Patent term extensionNone on fileno changeHigh confidence
Fee events1 of 3 maintenance fees paidIn forceHigh confidence
Computed term endThe steps above, in orderAug 31, 2035Medium confidence

This family

Application 14/840,783Abandoned
not computed
not computed
US 10,445,735In force
Aug 2035
Aug 2035
US 11,068,898In force
Aug 2035
Aug 2035
US 11,599,885this patent
Aug 2035
Aug 2035
US 12,033,155In force
Aug 2035
Aug 2035
The applications whose file history this site holds. The family may have others.

Assignments

Assignment documents as recorded at the USPTO, oldest first, with the reel and frame each was recorded at. A recorded assignment is a filed document, not a statement of current ownership, and the absence of a later one is not evidence that the last one still stands.
RecordedAssignorAssigneeConveyance
Jul 20, 2021
Reel 56910, frame 720
Allen, Robert M.Vpay, Inc.Assignment of Assignor's Interest

Sources

Google Patents · The patent document at USPTO · Assignment records at USPTO

USPTO account required: This application in Patent Center · USPTO's maintenance fee lookup

Maintenance fee events come from USPTO's own fee records. Its fee lookup asks for the patent number and the application number.

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