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System and Method for Programmatically Accessing Financial Data

US 12,148,028 In force, term unresolved
OverviewFamilyAssignmentsSources & methods

Term ends no later than May 21, 2035 · Medium confidence

In force on USPTO's status record and by its fee record. A terminal disclaimer on file may shorten this term, possibly to a date already past; its reference document is unresolved, so the date above is an upper bound and no earlier date is guessed.

Held by Plaid Inc.
Filed Jan 16, 2024 as application 18/413,441 · Granted Nov 19, 2024
Base term, 20 years from filing
Today
20 years from filing
2015 2035
Clock starts
May 21, 2015
Ends no later than
May 21, 2035
Granted
Nov 19, 2024
base term Updated Nov 14, 2026 · includes USPTO assignment & status data published Nov 14, 2026 and grant & fee data published Nov 10, 2026 (weekly) · how we know
None
Term adjustment
No prosecution delay on this record.
Unresolved
Terminal disclaimer
On file, reference document not resolved, so the date above is an upper bound. We do not guess the cap.
0 of 2
Maintenance fees paid
Two maintenance fees can end this term early, the ones due 3.5 and 7.5 years from grant; the third one's grace period runs past the term end. This counts the ones the record shows paid.
8
Family applications on record here
Applications sharing this one's continuity chain whose file history this site holds. The family may have others.

This patent's term is its 20-year base term, with no adjustment for prosecution delay. A terminal disclaimer is on file with no resolved reference, so no cap is applied and none is guessed. 0 of 2 maintenance fees are paid so far. Confidence: Medium. from the record

How we calculated this date

One row per rule, each showing its own input and what it did to the date. A step we could not verify says so instead of resolving itself.
StepInputDate after this stepConfidence
Base term, 20 years from filingClock starts May 21, 2015, when application 14/719,110, the earliest non-provisional in its chain, was filed (this one was filed Jan 16, 2024)May 21, 2035High confidence
Continuity chainEvery parent in the chain resolvedno changeHigh confidence
Patent term adjustmentNone on fileno changeHigh confidence
Terminal disclaimer capDisclaimer on file (approved), reference document not resolvedno cap applied, and none guessedMedium confidence
Patent term extensionNone on fileno changeHigh confidence
Fee events0 of 2 maintenance fees paidIn forceHigh confidence
Computed term endThe steps above, in orderno later than May 21, 2035Medium confidence

This family

Application 14/719,110Abandoned
not computed
not computed
US 9,449,346In force
May 2035
May 2035
US 10,319,029In force
May 2035
May 2035
US 11,030,682In force
May 2035
May 2035
US 11,798,072In force
May 2035
May 2035
US 11,922,492In force
May 2035
May 2035
US 12,148,028this patent
no later than May 2035
no later than May 2035
US 12,762,613In force
May 2035
May 2035
The applications whose file history this site holds. The family may have others.

Assignments

Assignment documents as recorded at the USPTO, oldest first, with the reel and frame each was recorded at. A recorded assignment is a filed document, not a statement of current ownership, and the absence of a later one is not evidence that the last one still stands.
RecordedAssignorAssigneeConveyance
Jan 24, 2024
Reel 66228, frame 922
Hockey, William; Li, Charles; Perret, ZachPlaid Technologies, Inc.Assignment of Assignor's Interest
Jan 29, 2024
Reel 66376, frame 926
Plaid Technologies, Inc.Plaid Inc.Assignment of Assignor's Interest

Sources

Google Patents · The patent document at USPTO · Assignment records at USPTO

USPTO account required: This application in Patent Center · USPTO's maintenance fee lookup

Maintenance fee events come from USPTO's own fee records. Its fee lookup asks for the patent number and the application number.

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