Term ends Sep 7, 2036 · Low confidence
20-year base term ends Sep 7, 2036
Held by Plaid Inc.
Filed May 10, 2024 as application 18/660,513 · Granted Dec 23, 2025
Base term, 20 years from filing
Today
2016
2036
Clock starts
Sep 7, 2016
Sep 7, 2016
Term ends
Sep 7, 2036
Sep 7, 2036
Granted
Dec 23, 2025
Dec 23, 2025
base term
Updated Nov 14, 2026 · includes USPTO assignment & status data published Nov 14, 2026 and grant & fee data published Nov 10, 2026 (weekly) · how we know
None
Term adjustment
No prosecution delay on this record.
No effect
Terminal disclaimer
Resolved from the filed document, referencing US 12,021,854, to Sep 7, 2036. The term already ends on or before that date, so the cap shortened nothing.
0 of 2
Maintenance fees paid
Two maintenance fees can end this term early, the ones due 3.5 and 7.5 years from grant; the third one's grace period runs past the term end. This counts the ones the record shows paid.
7
Family applications on record here
Applications sharing this one's continuity chain whose file history this site holds. The family may have others.
This patent's term is its 20-year base term, with no adjustment for prosecution delay. A terminal disclaimer is resolved from the filed document, and it ends no earlier than this term, so it shortens nothing. 0 of 2 maintenance fees are paid so far. Confidence: Low. from the record
How we calculated this date
One row per rule, each showing its own input and what it did to the date. A step we could not verify says so instead of resolving itself.
| Step | Input | Date after this step | Confidence |
|---|---|---|---|
| Base term, 20 years from filing | Clock starts Sep 7, 2016, when application 15/258,256, the earliest non-provisional in its chain, was filed (this one was filed May 10, 2024); a parent in its chain could not be resolved (the next row) | Sep 7, 2036 | High confidence |
| Continuity chain | A parent in the chain could not be resolved | dated from this application's own claim | Medium confidence |
| Patent term adjustment | None on file | no change | High confidence |
| Terminal disclaimer cap | Disclaimer resolved from the filed document (refs US 12,021,854) | resolves to Sep 7, 2036, no earlier than this term, so no change | High confidence |
| Patent term extension | None on file | no change | High confidence |
| Fee events | 0 of 2 maintenance fees paid | In force | High confidence |
| Further caveats on record | The record names parents not resolved: 18061948, 17303432, 16688192, 16003640 | Low confidence overall | Low confidence |
| Computed term end | The steps above, in order | Sep 7, 2036 | Low confidence |
This family
| US 10,003,591 | In force Sep 2036 | Sep 2036 |
| US 10,523,653 | In force Sep 2036 | Sep 2036 |
| US 11,050,729 | In force Sep 2036 | Sep 2036 |
| US 11,595,374 | In force Sep 2036 | Sep 2036 |
| US 12,021,854 | In force Sep 2036 | Sep 2036 |
| US 12,506,724 | this patent Sep 2036 | Sep 2036 |
| Application 19/391,285 | Pending not computed | not computed |
The applications whose file history this site holds. The family may have others.
Assignments
Assignment documents as recorded at the USPTO, oldest first, with the reel and frame each was recorded at. A recorded assignment is a filed document, not a statement of current ownership, and the absence of a later one is not evidence that the last one still stands.
| Recorded | Assignor | Assignee | Conveyance |
|---|---|---|---|
| Sep 10, 2025 Reel 72207, frame 797 | Hockey, William; Kelly, Michael | Plaid Technologies, Inc. | Assignment of Assignor's Interest |
| Sep 10, 2025 Reel 72821, frame 566 | Plaid Technologies, Inc. | Plaid Inc. | Change of Name |
Sources
Google Patents · The patent document at USPTO · Assignment records at USPTO
USPTO account required: This application in Patent Center · USPTO's maintenance fee lookup
Maintenance fee events come from USPTO's own fee records. Its fee lookup asks for the patent number and the application number.
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Alerts on its grants, lapses and transfers.
What's changing
Sep 2036
Term ends Sep 7, 2036. Maintenance fees still fall due before then
Terminal disclaimer
A terminal disclaimer resolved from the filed document, referencing US 12,021,854, ends no earlier than this term, so it caps nothing.
Citations
0
later US patents cite this one
Fewer than half of the utility patents granted in 2025 in our data have been cited yet, so we show the count and do not rank on it.
How we rank
Every date shows its work: the base term, any term adjustment or extension, any disclaimer cap, and the maintenance fee record, each with a confidence tier. How this record was built
Computed patent terms end on the dates shown. Related patents and pending applications may cover overlapping subject matter.
In force means the term is running and no lapse is on record. It is not a finding that the patent is valid.