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Intermediary Payment System and Method for Protecting a Payor's Payment Card Data

US 12,775,930 Term ended
OverviewFamilyAssignmentsSources & methods

Term ended Sep 16, 2023 · High confidence

Held by Vpay, Inc.
Filed May 19, 2023 as application 18/199,590 · Granted Oct 27, 2026
Base term, 20 years from filing · capped by a resolved terminal disclaimer
Today
20 years from filing
Term ended Sep 16, 2023
2013 2033
Clock starts
Sep 16, 2013
Term ended
Sep 16, 2023
Granted
Oct 27, 2026
base term after the term ends Updated Nov 14, 2026 · includes USPTO assignment & status data published Nov 14, 2026 and grant & fee data published Nov 10, 2026 (weekly) · how we know
None
Term adjustment
No prosecution delay on this record.
Capped
Terminal disclaimer
Resolved from the filed document, referencing US 11,004,063, US 8,674,431.
None due
Maintenance fees
This term ends before the first maintenance fee's grace period does, 4 years from grant, so no fee can end it early.
7
Family applications on record here
Applications sharing this one's continuity chain whose file history this site holds. The family may have others.

This patent's term is its 20-year base term, with no adjustment for prosecution delay. A terminal disclaimer resolved from the filed document caps it earlier. Confidence: High. from the record

How we calculated this date

One row per rule, each showing its own input and what it did to the date. A step we could not verify says so instead of resolving itself.
StepInputDate after this stepConfidence
Base term, 20 years from filingClock starts Sep 16, 2013, when application 14/028,040, the earliest non-provisional in its chain, was filed (this one was filed May 19, 2023)Sep 16, 2033High confidence
Continuity chainEvery parent in the chain resolvedno changeHigh confidence
Patent term adjustmentNone on fileno changeHigh confidence
Terminal disclaimer capDisclaimer resolved from the filed document (refs US 11,004,063, US 8,674,431)capped to Sep 16, 2023High confidence
Patent term extensionNone on fileno changeHigh confidence
Fee eventsNo maintenance fee can end the term earlyterm endedHigh confidence
Computed term endThe steps above, in orderSep 16, 2023High confidence

This family

US 8,694,431In force
Sep 2033
Sep 2033
Application 14/179,132Abandoned
not computed
not computed
Application 62/038,240Provisional application
no patent term
no patent term
Application 14/827,861Abandoned
not computed
not computed
US 11,004,063In force
Sep 2033
Sep 2033
US 11,663,582In force
Sep 2033
Sep 2033
US 12,775,930this patent
Sep 2023
Sep 2023
The applications whose file history this site holds. The family may have others.

Assignments

Assignment documents as recorded at the USPTO, oldest first, with the reel and frame each was recorded at. A recorded assignment is a filed document, not a statement of current ownership, and the absence of a later one is not evidence that the last one still stands.
RecordedAssignorAssigneeConveyance
May 26, 2023
Reel 63774, frame 426
Allen, Robert M.Vpay, Inc.Assignment of Assignor's Interest

Sources

Google Patents · The patent document at USPTO · Assignment records at USPTO

USPTO account required: This application in Patent Center · USPTO's maintenance fee lookup

Maintenance fee events come from USPTO's own fee records. Its fee lookup asks for the patent number and the application number.

The Patent Finder CompaniesExpirationsCalculatorWatchlistPricing MethodologyCorrectionsLegalPrivacysupport@thepatentfinder.com Updated Nov 14, 2026 · includes USPTO assignment & status data published Nov 14, 2026 and grant & fee data published Nov 10, 2026 (weekly) Part of 137 Finder · © 2026 137 Finder LLC · Sources cited