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Method and Systems for Providing Merchant Services with Right-Time Creation and Updating of Merchant Accounts

US 7,424,455 Term ended
OverviewFamilyAssignmentsSources & methods
Collateral for a security interest recorded Oct 31, 2007 (Credit Suisse, Cayman Islands Branch).

Term ended Mar 6, 2026 · High confidence

Filed Sep 17, 2002 as application 10/245,789 · Granted Sep 9, 2008
Base term plus 1266 days of patent term adjustment (USPTO delay)
Today
20 years from filing
Term ended Mar 6, 2026
2002 2026
Clock starts
Sep 17, 2002
Term ended
Mar 6, 2026
Granted
Sep 9, 2008
base term patent term adjustment after the term ends fee events Updated Nov 14, 2026 · includes USPTO assignment & status data published Nov 14, 2026 and grant & fee data published Nov 10, 2026 (weekly) · how we know
1,266
Days of term adjustment
Read from the USPTO patent term adjustment record, not recalculated here.
None
Terminal disclaimer
No disclaimer on this record.
3 of 3
Maintenance fees paid
Three maintenance fees fall due, at 3.5, 7.5 and 11.5 years from grant. This counts the ones the record shows paid.
37
Family applications on record here
Applications sharing this one's continuity chain whose file history this site holds. The family may have others.

This patent's term runs 1266 days past its 20-year base term on prosecution delay. All three maintenance fees were paid, so no fee lapse ended it. Confidence: High. from the record

How we calculated this date

One row per rule, each showing its own input and what it did to the date. A step we could not verify says so instead of resolving itself.
StepInputDate after this stepConfidence
Base term, 20 years from filingClock starts Sep 17, 2002, when this application, 10/245,789, was filedSep 17, 2022High confidence
Continuity chainEvery parent in the chain resolvedno changeHigh confidence
Patent term adjustment+1266 days, USPTO patent term adjustment recordMar 6, 2026High confidence
Terminal disclaimer capNone on recordno cap appliedHigh confidence
Patent term extensionNone on fileno changeHigh confidence
Fee events3 of 3 maintenance fees paidterm endedHigh confidence
Computed term endThe steps above, in orderMar 6, 2026High confidence

This family

US 7,447,657Term ended
Oct 2025
Oct 2025
US 7,203,670Term ended
Jan 2025
Jan 2025
US 7,099,878Term ended
Nov 2023
Nov 2023
Application 10/167,720Abandoned
not computed
not computed
Application 10/238,044Abandoned
not computed
not computed
US 7,424,455this patent
Mar 2026
Mar 2026
Application 10/321,287Abandoned
not computed
not computed
Application 10/356,368Abandoned
not computed
not computed
8 of 37 applications in this family shown, earliest filings first. The applications whose file history this site holds. The family may have others.

Assignments

Assignment documents as recorded at the USPTO, oldest first, with the reel and frame each was recorded at. A recorded assignment is a filed document, not a statement of current ownership, and the absence of a later one is not evidence that the last one still stands.
RecordedAssignorAssigneeConveyance
Dec 13, 2002
Reel 13300, frame 816
Kellogg, Linda L.; Mathison, Steven W.; Spurlock, Tony W.; Weis, David G.; Sharpee, Alan R.First Data CorporationAssignment of Assignor's Interest
Oct 31, 2007
Reel 20045, frame 165
First Data Corporation; Cardservice International, Inc.; Fundsxpress, Inc.; Linkpoint International, Inc.; Tasq Technology, Inc.; Telecheck Services, Inc.; DW Holdings, Inc.; First Data Resources, Inc.; Intelligent Results, Inc.; Size Technologies, Inc.; Telecheck International, Inc.Credit Suisse, Cayman Islands Branch, as Collateral AgentSecurity Agreement
Nov 17, 2010
Reel 25368, frame 183
DW Holdings, Inc.; First Data Resources, Inc. (K/N/A First Data Resources, LLC); Fundsxpress Financial Networks, Inc.; Intelligent Results, Inc. (K/N/A First Data Solutions, Inc.); Linkpoint International, Inc.; Money Network Financial, LLC; Size Technologies, Inc.; Tasq Technology, Inc.; Telecheck International, Inc.Wells Fargo Bank, National Association, as Collateral AgentSecurity Agreement
Jan 31, 2011
Reel 25719, frame 590
DW Holdings, Inc.; First Data Resources, LLC; Fundsxpress Financial Networks, Inc.; First Data Solutions, Inc.; Linkpoint International, Inc.; Money Network Financial, LLC; Size Technologies, Inc.; Tasq Technology, Inc.; Telecheck International, Inc.Wells Fargo Bank, National Association, as Collateral AgentSecurity Agreement
Jul 30, 2019
Reel 49902, frame 919
Credit Suisse AG, Cayman Islands BranchCardservice International, Inc.; DW Holdings Inc.; First Data Corporation; First Data Resources, LLC; Fundsxpress, Inc.; Intelligent Results, Inc.; Linkpoint International, Inc.; Size Technologies, Inc.; Tasq Technology, Inc.; Telecheck International, Inc.; Telecheck Services, Inc.Release of Security Interest
Jul 30, 2019
reel/frame not recorded
Credit Suisse AG, Cayman Islands BranchCardservice International, Inc.Release of Security Interest
Jul 30, 2019
reel/frame not recorded
Credit Suisse AG, Cayman Islands BranchDW Holdings Inc.Release of Security Interest
Jul 30, 2019
reel/frame not recorded
Credit Suisse AG, Cayman Islands BranchFirst Data CorporationRelease of Security Interest
Jul 30, 2019
reel/frame not recorded
Credit Suisse AG, Cayman Islands BranchFirst Data Resources, LLCRelease of Security Interest
Jul 30, 2019
reel/frame not recorded
Credit Suisse AG, Cayman Islands BranchFundsxpress, Inc.Release of Security Interest
Jul 30, 2019
reel/frame not recorded
Credit Suisse AG, Cayman Islands BranchIntelligent Results, Inc.Release of Security Interest
Jul 30, 2019
reel/frame not recorded
Credit Suisse AG, Cayman Islands BranchLinkpoint International, Inc.Release of Security Interest
Jul 30, 2019
reel/frame not recorded
Credit Suisse AG, Cayman Islands BranchSize Technologies, Inc.Release of Security Interest
Jul 30, 2019
reel/frame not recorded
Credit Suisse AG, Cayman Islands BranchTasq Technology, Inc.Release of Security Interest
Jul 30, 2019
reel/frame not recorded
Credit Suisse AG, Cayman Islands BranchTelecheck International, Inc.Release of Security Interest
Jul 30, 2019
reel/frame not recorded
Credit Suisse AG, Cayman Islands BranchTelecheck Services, Inc.Release of Security Interest
Aug 19, 2019
Reel 50090, frame 60
Wells Fargo Bank, National AssociationFirst Data Corporation; DW Holdings, Inc.; First Data Resources, Inc. (K/N/A First Data Resources, LLC); Fundsxpress Financial Networks, Inc.; Intelligent Results, Inc. (K/N/A First Data Solutions, Inc.); Linkpoint International, Inc.; Money Network Financial, LLC; Size Technologies, Inc.; Tasq Technology, Inc.; Telecheck International, Inc.Termination and Release of Security Interest in Patent Rights
Aug 19, 2019
Reel 50091, frame 474
Wells Fargo Bank, National AssociationFirst Data Corporation; DW Holdings, Inc.; First Data Resources, LLC; Fundsxpress Financial Network, Inc.; First Data Solutions, Inc.; Linkpoint International, Inc.; Money Network Financial, LLC; Size Technologies, Inc.; Tasq Technology, Inc.; Telecheck International, Inc.Termination and Release of Security Interest in Patent Rights
Aug 19, 2019
Reel 50094, frame 455
Wells Fargo Bank, National AssociationFirst Data CorporationTermination and Release of Security Interest in Patent Rights
Aug 19, 2019
reel/frame not recorded
Wells Fargo Bank, National AssociationDW Holdings, Inc.Termination and Release of Security Interest in Patent Rights
Aug 19, 2019
reel/frame not recorded
Wells Fargo Bank, National AssociationFirst Data Resources, Inc. (K/N/A First Data Resources, LLC)Termination and Release of Security Interest in Patent Rights
Aug 19, 2019
reel/frame not recorded
Wells Fargo Bank, National AssociationFundsxpress Financial Networks, Inc.Termination and Release of Security Interest in Patent Rights
Aug 19, 2019
reel/frame not recorded
Wells Fargo Bank, National AssociationIntelligent Results, Inc. (K/N/A First Data Solutions, Inc.)Termination and Release of Security Interest in Patent Rights
Aug 19, 2019
reel/frame not recorded
Wells Fargo Bank, National AssociationLinkpoint International, Inc.Termination and Release of Security Interest in Patent Rights
Aug 19, 2019
reel/frame not recorded
Wells Fargo Bank, National AssociationMoney Network Financial, LLCTermination and Release of Security Interest in Patent Rights
Aug 19, 2019
reel/frame not recorded
Wells Fargo Bank, National AssociationSize Technologies, Inc.Termination and Release of Security Interest in Patent Rights
Aug 19, 2019
reel/frame not recorded
Wells Fargo Bank, National AssociationTasq Technology, Inc.Termination and Release of Security Interest in Patent Rights
Aug 19, 2019
reel/frame not recorded
Wells Fargo Bank, National AssociationTelecheck International, Inc.Termination and Release of Security Interest in Patent Rights
Aug 19, 2019
reel/frame not recorded
Wells Fargo Bank, National AssociationFirst Data Resources, LLCTermination and Release of Security Interest in Patent Rights
Aug 19, 2019
reel/frame not recorded
Wells Fargo Bank, National AssociationFundsxpress Financial Network, Inc.Termination and Release of Security Interest in Patent Rights
Aug 19, 2019
reel/frame not recorded
Wells Fargo Bank, National AssociationFirst Data Solutions, Inc.Termination and Release of Security Interest in Patent Rights

Sources

Google Patents · The patent document at USPTO · Assignment records at USPTO

USPTO account required: This application in Patent Center · USPTO's maintenance fee lookup

Maintenance fee events come from USPTO's own fee records. Its fee lookup asks for the patent number and the application number.

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