Method and system for real time online debit transactions

US 8,041,646 In force

Overview Sources & methods

Term ends Oct 26, 2029 · From the USPTO record

Computed 20-year base term

Named at grant E. E. System Corporation · find this owner

Filed Jun 13, 2006 as application 11/423,706 · Granted Oct 18, 2011

Base term plus 1231 days of patent term adjustment (USPTO delay)

Today

20 years from filing

Term ends Oct 26, 2029

2006 2029

Clock starts
Jun 13, 2006

Term ends
Oct 26, 2029

Granted
Oct 18, 2011

base term patent term adjustment fee events Updated Nov 15, 2026 · includes USPTO assignment & status data published Nov 15, 2026 and grant & fee data published Nov 10, 2026 (weekly) · how we know

1,231

Days of term adjustment

Read from the USPTO patent term adjustment record, not recalculated here.

None

Terminal disclaimer

No disclaimer on this record.

3 of 3

Maintenance fees paid

Three maintenance fees fall due, at 3.5, 7.5 and 11.5 years from grant. This counts the ones the record shows paid.

How we calculated this date

One row per rule, each showing its own input and what it did to the date. A step we could not verify says so instead of resolving itself.

Step	Input	Date after this step	Confidence
Base term, 20 years from filing	Clock starts Jun 13, 2006, when this application, 11/423,706, was filed	Jun 13, 2026	High confidence
Continuity chain	Every parent in the chain resolved	no change	High confidence
Patent term adjustment	+1231 days, USPTO patent term adjustment record	Oct 26, 2029	High confidence
Terminal disclaimer cap	None on record	no cap applied	High confidence
Patent term extension	None on file	no change	High confidence
Fee events	3 of 3 maintenance fees paid	In force	High confidence
Computed term end	The steps above, in order	Oct 26, 2029	From the USPTO record

Sources

Google Patents · The patent document at USPTO · Assignment records at USPTO

USPTO account required: This application in Patent Center · USPTO's maintenance fee lookup

Maintenance fee events come from USPTO's own fee records. Its fee lookup asks for the patent number and the application number.

Not on this page: the patent's family, its recorded assignments and its citation count. USPTO's assignment records, linked above, list every recorded assignment.

Every date shows its work: the base term, any term adjustment or extension, any disclaimer cap, and the maintenance fee record, each with a confidence tier. How this record was built

Computed patent terms end on the dates shown. Related patents and pending applications may cover overlapping subject matter.

In force means the term is running and no lapse is on record. It is not a finding that the patent is valid.

Method and system for real time online debit transactions

Term ends Oct 26, 2029 · From the USPTO record

20-year base term ended Jun 13, 2026

How we calculated this date

Sources