The Patent Finder
US

Methods and Systems of Predicting Mortgage Payment Risk

US 8,065,234 Term ended
OverviewFamilyAssignmentsSources & methods
Collateral for a security interest recorded Jun 10, 2021 (U.S. Bank National Association).

Term ended Sep 22, 2026 · High confidence

Filed Jun 16, 2011 as application 13/162,517 · Granted Nov 22, 2011
Base term, 20 years from filing
Today
20 years from filing
Term ended Sep 22, 2026
2006 2026
Clock starts
Sep 22, 2006
Term ended
Sep 22, 2026
Granted
Nov 22, 2011
base term after the term ends fee events Updated Nov 14, 2026 · includes USPTO assignment & status data published Nov 14, 2026 and grant & fee data published Nov 10, 2026 (weekly) · how we know
None
Term adjustment
No prosecution delay on this record.
No effect
Terminal disclaimer
Resolved from the filed document, referencing US 7,966,256, to Sep 22, 2026. The term already ends on or before that date, so the cap shortened nothing.
3 of 3
Maintenance fees paid
Three maintenance fees fall due, at 3.5, 7.5 and 11.5 years from grant. This counts the ones the record shows paid.
4
Family applications on record here
Applications sharing this one's continuity chain whose file history this site holds. The family may have others.

This patent's term is its 20-year base term, with no adjustment for prosecution delay. A terminal disclaimer is resolved from the filed document, and it ends no earlier than this term, so it shortens nothing. All three maintenance fees were paid, so no fee lapse ended it. Confidence: High. from the record

How we calculated this date

One row per rule, each showing its own input and what it did to the date. A step we could not verify says so instead of resolving itself.
StepInputDate after this stepConfidence
Base term, 20 years from filingClock starts Sep 22, 2006, when application 11/526,208, the earliest non-provisional in its chain, was filed (this one was filed Jun 16, 2011)Sep 22, 2026High confidence
Continuity chainEvery parent in the chain resolvedno changeHigh confidence
Patent term adjustmentNone on fileno changeHigh confidence
Terminal disclaimer capDisclaimer resolved from the filed document (refs US 7,966,256)resolves to Sep 22, 2026, no earlier than this term, so no changeHigh confidence
Patent term extensionNone on fileno changeHigh confidence
Fee events3 of 3 maintenance fees paidterm endedHigh confidence
Computed term endThe steps above, in orderSep 22, 2026High confidence

This family

US 7,587,348In force
Feb 2027
Feb 2027
US 7,966,256In force
Feb 2027
Feb 2027
US 8,121,920In force
Dec 2026
Dec 2026
US 8,065,234this patent
Sep 2026
Sep 2026
The applications whose file history this site holds. The family may have others.

Assignments

Assignment documents as recorded at the USPTO, oldest first, with the reel and frame each was recorded at. A recorded assignment is a filed document, not a statement of current ownership, and the absence of a later one is not evidence that the last one still stands.
RecordedAssignorAssigneeConveyance
Mar 16, 2012
Reel 27880, frame 674
CoreLogic Information Solutions, Inc.CoreLogic Solutions, LLCMerger
May 1, 2014
Reel 32798, frame 47
CoreLogic Solutions, LLCBank Of America, N.a.Security Interest
Jul 17, 2019
Reel 49780, frame 890
Liao, Yuansong; Yan, RuiBasepoint Analytics LLCAssignment of Assignor's Interest
Jul 17, 2019
Reel 49780, frame 930
Basepoint Analytics LLCFirst American CoreLogic, Inc.Merger
Jul 17, 2019
Reel 49784, frame 524
First American CoreLogic, Inc.CoreLogic Information Solutions, Inc.Change of Name
Jun 5, 2021
Reel 56493, frame 957
Bank Of America, N.a.CoreLogic Solutions, LLCRelease of Security Interest Recorded at 032798/0047
Jun 10, 2021
Reel 56539, frame 146
CDS Business Mapping, LLC; Clareity Security, LLC; CoreLogic Credco, LLC; CoreLogic Dorado, LLC; CoreLogic Solutions, LLC; CoreLogic Tax Services, LLC; CoreLogic, Inc.; FNC, Inc.; Location Inc. Group CorporationU.S. Bank National AssociationSecurity Interest
Jun 10, 2021
Reel 56539, frame 227
CDS Business Mapping, LLC; Clareity Security, LLC; CoreLogic Credco, LLC; CoreLogic Dorado, LLC; CoreLogic Solutions, LLC; CoreLogic Tax Services, LLC; CoreLogic, Inc.; FNC, Inc.; Location Inc. Group CorporationAres Capital CorporationSecond Lien Patent Security Agreement
Jun 10, 2021
Reel 56539, frame 241
CDS Business Mapping, LLC; Clareity Security, LLC; CoreLogic Credco, LLC; CoreLogic Dorado, LLC; CoreLogic Solutions, LLC; CoreLogic Tax Services, LLC; CoreLogic, Inc.; FNC, Inc.; Location Inc. Group CorporationJpmorgan Chase Bank, N.a.First Lien Patent Security Agreement
Jul 21, 2026
Reel 76028, frame 377
Bank of America, N.A., as Collateral AgentCoreLogic Solutions, LLCRelease of Security Interest
Jul 28, 2026
Reel 76077, frame 210
U.S. Bank Trust Company, National Association (as Successor in Interest to U.S. Bank National Association), in Its Capacity as Notes Collateral AgentCDS Business Mapping, LLC; Clareity Security LLC; CoreLogic Credco, LLC; CoreLogic Dorado, LLC; CoreLogic Solutions, LLC; CoreLogic Tax Services, LLC; CoreLogic, Inc.; Location Inc. Group Corporation; FNC, Inc.Release of Security Interest
Jul 28, 2026
Reel 76077, frame 224
CoreLogic Solutions, LLC , as a GrantorU.S. Bank Trust Company, National Association, as Second Lien Notes Collateral AgentSecond Lien Patent Security Agreement
Jul 28, 2026
Reel 76077, frame 292
Ares Capital Corporation, as Second Lien Collateral AgentCDS Business Mapping, LLC; Clareity Security, LLC; CoreLogic Credco, LLC; CoreLogic Dorado, LLC; CoreLogic Solutions, LLC; CoreLogic Tax Services, LLC; CoreLogic, Inc.; FNC, Inc.; Location Inc. Group CorporationRelease of Security Interest at Reel/Frame 056539/0227
Jul 28, 2026
Reel 76077, frame 305
CoreLogic Solutions, LLC, as a GrantorU.S. Bank Trust Company, National Association, as First Lien Notes Collateral AgentFirst Lien Patent Security Agreement
Jul 28, 2026
reel/frame not recorded
U.S. Bank Trust Company, National Association (as Successor in Interest to U.S. Bank National Association), in Its Capacity as Notes Collateral AgentCDS Business Mapping, LLCRelease of Security Interest
Jul 28, 2026
reel/frame not recorded
U.S. Bank Trust Company, National Association (as Successor in Interest to U.S. Bank National Association), in Its Capacity as Notes Collateral AgentClareity Security LLCRelease of Security Interest
Jul 28, 2026
reel/frame not recorded
U.S. Bank Trust Company, National Association (as Successor in Interest to U.S. Bank National Association), in Its Capacity as Notes Collateral AgentCoreLogic Credco, LLCRelease of Security Interest
Jul 28, 2026
reel/frame not recorded
U.S. Bank Trust Company, National Association (as Successor in Interest to U.S. Bank National Association), in Its Capacity as Notes Collateral AgentCoreLogic Dorado, LLCRelease of Security Interest
Jul 28, 2026
reel/frame not recorded
U.S. Bank Trust Company, National Association (as Successor in Interest to U.S. Bank National Association), in Its Capacity as Notes Collateral AgentCoreLogic Solutions, LLCRelease of Security Interest
Jul 28, 2026
reel/frame not recorded
U.S. Bank Trust Company, National Association (as Successor in Interest to U.S. Bank National Association), in Its Capacity as Notes Collateral AgentCoreLogic Tax Services, LLCRelease of Security Interest
Jul 28, 2026
reel/frame not recorded
U.S. Bank Trust Company, National Association (as Successor in Interest to U.S. Bank National Association), in Its Capacity as Notes Collateral AgentCoreLogic, Inc.Release of Security Interest
Jul 28, 2026
reel/frame not recorded
U.S. Bank Trust Company, National Association (as Successor in Interest to U.S. Bank National Association), in Its Capacity as Notes Collateral AgentLocation Inc. Group CorporationRelease of Security Interest
Jul 28, 2026
reel/frame not recorded
U.S. Bank Trust Company, National Association (as Successor in Interest to U.S. Bank National Association), in Its Capacity as Notes Collateral AgentFNC, Inc.Release of Security Interest
Jul 28, 2026
reel/frame not recorded
Ares Capital Corporation, as Second Lien Collateral AgentCDS Business Mapping, LLCRelease of Security Interest at Reel/Frame 056539/0227
Jul 28, 2026
reel/frame not recorded
Ares Capital Corporation, as Second Lien Collateral AgentClareity Security, LLCRelease of Security Interest at Reel/Frame 056539/0227
Jul 28, 2026
reel/frame not recorded
Ares Capital Corporation, as Second Lien Collateral AgentCoreLogic Credco, LLCRelease of Security Interest at Reel/Frame 056539/0227
Jul 28, 2026
reel/frame not recorded
Ares Capital Corporation, as Second Lien Collateral AgentCoreLogic Dorado, LLCRelease of Security Interest at Reel/Frame 056539/0227
Jul 28, 2026
reel/frame not recorded
Ares Capital Corporation, as Second Lien Collateral AgentCoreLogic Solutions, LLCRelease of Security Interest at Reel/Frame 056539/0227
Jul 28, 2026
reel/frame not recorded
Ares Capital Corporation, as Second Lien Collateral AgentCoreLogic Tax Services, LLCRelease of Security Interest at Reel/Frame 056539/0227
Jul 28, 2026
reel/frame not recorded
Ares Capital Corporation, as Second Lien Collateral AgentCoreLogic, Inc.Release of Security Interest at Reel/Frame 056539/0227
Jul 28, 2026
reel/frame not recorded
Ares Capital Corporation, as Second Lien Collateral AgentFNC, Inc.Release of Security Interest at Reel/Frame 056539/0227
Jul 28, 2026
reel/frame not recorded
Ares Capital Corporation, as Second Lien Collateral AgentLocation Inc. Group CorporationRelease of Security Interest at Reel/Frame 056539/0227

Sources

Google Patents · The patent document at USPTO · Assignment records at USPTO

USPTO account required: This application in Patent Center · USPTO's maintenance fee lookup

Maintenance fee events come from USPTO's own fee records. Its fee lookup asks for the patent number and the application number.

The Patent Finder CompaniesExpirationsCalculatorWatchlistPricing MethodologyCorrectionsLegalPrivacysupport@thepatentfinder.com Updated Nov 14, 2026 · includes USPTO assignment & status data published Nov 14, 2026 and grant & fee data published Nov 10, 2026 (weekly) Part of 137 Finder · © 2026 137 Finder LLC · Sources cited