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Financial Systems and Methods for Providing Loans to Individuals in Response to the Occurrence of a Qualifying Event

US 8,271,302 In force
OverviewFamilyAssignmentsSources & methods

Term ends Aug 15, 2030 · High confidence

Filed Aug 11, 2009 as application 12/539,297 · Granted Sep 18, 2012
Base term plus 369 days of patent term adjustment (USPTO delay)
Today
20 years from filing
2009 2030
Clock starts
Aug 11, 2009
Term ends
Aug 15, 2030
Granted
Sep 18, 2012
base term patent term adjustment fee events Updated Nov 15, 2026 · includes USPTO assignment & status data published Nov 15, 2026 and grant & fee data published Nov 10, 2026 (weekly) · how we know
369
Days of term adjustment
Read from the USPTO patent term adjustment record, not recalculated here.
None
Terminal disclaimer
No disclaimer on this record.
3 of 3
Maintenance fees paid
Three maintenance fees fall due, at 3.5, 7.5 and 11.5 years from grant. This counts the ones the record shows paid.
2
Family applications on record here
Applications sharing this one's continuity chain whose file history this site holds. The family may have others.

This patent's term runs 369 days past its 20-year base term on prosecution delay. All three maintenance fees are recorded paid; no more fees are due. Confidence: High. from the record

How we calculated this date

One row per rule, each showing its own input and what it did to the date. A step we could not verify says so instead of resolving itself.
StepInputDate after this stepConfidence
Base term, 20 years from filingClock starts Aug 11, 2009, when this application, 12/539,297, was filedAug 11, 2029High confidence
Continuity chainEvery parent in the chain resolvedno changeHigh confidence
Patent term adjustment+369 days, USPTO patent term adjustment recordAug 15, 2030High confidence
Terminal disclaimer capNone on recordno cap appliedHigh confidence
Patent term extensionNone on fileno changeHigh confidence
Fee events3 of 3 maintenance fees paidIn forceHigh confidence
Computed term endThe steps above, in orderAug 15, 2030High confidence

This family

US 8,271,302this patent
Aug 2030
Aug 2030
Application 12/716,830Abandoned
not computed
not computed
The applications whose file history this site holds. The family may have others.

Assignments

Assignment documents as recorded at the USPTO, oldest first, with the reel and frame each was recorded at. A recorded assignment is a filed document, not a statement of current ownership, and the absence of a later one is not evidence that the last one still stands.
RecordedAssignorAssigneeConveyance
Nov 25, 2009
Reel 23573, frame 988
Becerra, ManuelAssurant, Inc.Assignment of Assignor's Interest

Sources

Google Patents · The patent document at USPTO · Assignment records at USPTO

USPTO account required: This application in Patent Center · USPTO's maintenance fee lookup

Maintenance fee events come from USPTO's own fee records. Its fee lookup asks for the patent number and the application number.

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