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Method and system for offering a credit product by a credit issuer to a consumer at a point-of sale

US 8,554,669 In force
OverviewFamilyAssignmentsSources & methods

Also listed on I4 Licensing LLC, an earlier holder on the record. The recorded assignments below show how it moved.

Term ends Jan 8, 2029 · High confidence

Held by eBay Inc.
Filed Jan 9, 2007 as application 11/651,141 · Granted Oct 8, 2013
Base term plus 730 days of patent term adjustment (USPTO delay)
Today
20 years from filing
2007 2029
Clock starts
Jan 9, 2007
Term ends
Jan 8, 2029
Granted
Oct 8, 2013
base term patent term adjustment fee events Updated Nov 14, 2026 · includes USPTO assignment & status data published Nov 14, 2026 and grant & fee data published Nov 10, 2026 (weekly) · how we know
730
Days of term adjustment
Read from the USPTO patent term adjustment record, not recalculated here.
None
Terminal disclaimer
No disclaimer on this record.
3 of 3
Maintenance fees paid
Three maintenance fees fall due, at 3.5, 7.5 and 11.5 years from grant. This counts the ones the record shows paid.
9
Family applications on record here
Applications sharing this one's continuity chain whose file history this site holds. The family may have others.

This patent's term runs 730 days past its 20-year base term on prosecution delay. All three maintenance fees are recorded paid; no more fees are due. Confidence: High. from the record

How we calculated this date

One row per rule, each showing its own input and what it did to the date. A step we could not verify says so instead of resolving itself.
StepInputDate after this stepConfidence
Base term, 20 years from filingClock starts Jan 9, 2007, when this application, 11/651,141, was filedJan 9, 2027High confidence
Continuity chainEvery parent in the chain resolvedno changeHigh confidence
Patent term adjustment+730 days, USPTO patent term adjustment recordJan 8, 2029High confidence
Terminal disclaimer capNone on recordno cap appliedHigh confidence
Patent term extensionNone on fileno changeHigh confidence
Fee events3 of 3 maintenance fees paidIn forceHigh confidence
Computed term endThe steps above, in orderJan 8, 2029High confidence

This family

US 8,554,669this patent
Jan 2029
Jan 2029
US 8,719,159In force
no later than Jan 2027
no later than Jan 2027
US 9,412,132In force
Jan 2027
Jan 2027
US 9,684,931In force
Jan 2027
Jan 2027
US 10,068,289In force
Jan 2027
Jan 2027
US 10,949,920In force
May 2027
May 2027
US 11,847,692In force
May 2027
May 2027
US 11,922,494In force
Dec 2027
Dec 2027
8 of 9 applications in this family shown, earliest filings first. The applications whose file history this site holds. The family may have others.

Assignments

Assignment documents as recorded at the USPTO, oldest first, with the reel and frame each was recorded at. A recorded assignment is a filed document, not a statement of current ownership, and the absence of a later one is not evidence that the last one still stands.
RecordedAssignorAssigneeConveyance
Apr 24, 2007
Reel 19202, frame 492
Keithley, Thomas H., MR.I4 Licensing, LLCAssignment of Assignor's Interest
Oct 9, 2007
Reel 19932, frame 577
I4 Commerce Inc.Bill Me Later, Inc.Change of Name
Oct 9, 2007
Reel 19933, frame 357
I4 Licensing LLCBill Me Later, Inc.Merger
Oct 24, 2007
Reel 20008, frame 163
I4 Licensing LLCCitigroup Global Markets Realty Corp.Security Agreement
Sep 18, 2008
Reel 21550, frame 374
Bill Me Later, Inc.Citibank, N.a.Security Agreement
Nov 7, 2008
Reel 21803, frame 906
Citibank, N.a.Bill Me Later, Inc.Release of Security Agreement
Jul 23, 2015
Reel 36163, frame 596
eBay Inc.PayPal, Inc.Assignment of Assignor's Interest
May 3, 2016
Reel 38449, frame 678
Bill Me Later, Inc.eBay Inc.Merger

Sources

Google Patents · The patent document at USPTO · Assignment records at USPTO

USPTO account required: This application in Patent Center · USPTO's maintenance fee lookup

Maintenance fee events come from USPTO's own fee records. Its fee lookup asks for the patent number and the application number.

The Patent Finder CompaniesExpirationsCalculatorWatchlistPricing MethodologyCorrectionsLegalPrivacysupport@thepatentfinder.com Updated Nov 14, 2026 · includes USPTO assignment & status data published Nov 14, 2026 and grant & fee data published Nov 10, 2026 (weekly) Part of 137 Finder · © 2026 137 Finder LLC · Sources cited