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System and Method for Issuing Prepaid Negotiable Instruments

US 9,892,410 Term ended
OverviewFamilyAssignmentsSources & methods

Term ended Nov 13, 2026 · Medium confidence

Why Medium: A parent in the chain could not be resolved.

Filed Dec 10, 2015 as application 14/965,539 · Granted Feb 13, 2018
Base term plus 3 days of patent term adjustment (USPTO delay)
Today
20 years from filing
Term ended Nov 13, 2026
2006 2026
Clock starts
Nov 10, 2006
Term ended
Nov 13, 2026
Granted
Feb 13, 2018
base term after the term ends fee events Updated Nov 14, 2026 · includes USPTO assignment & status data published Nov 14, 2026 and grant & fee data published Nov 10, 2026 (weekly) · how we know
3
Days of term adjustment
Read from the USPTO patent term adjustment record, not recalculated here.
None
Terminal disclaimer
No disclaimer on this record.
2 of 2
Maintenance fees paid
Two maintenance fees can end this term early, the ones due 3.5 and 7.5 years from grant; the third one's grace period runs past the term end. This counts the ones the record shows paid.
4
Family applications on record here
Applications sharing this one's continuity chain whose file history this site holds. The family may have others.

This patent's term runs 3 days past its 20-year base term on prosecution delay. Confidence: Medium. from the record

How we calculated this date

One row per rule, each showing its own input and what it did to the date. A step we could not verify says so instead of resolving itself.
StepInputDate after this stepConfidence
Base term, 20 years from filingClock starts Nov 10, 2006, when application 11/558,874, the earliest non-provisional in its chain, was filed (this one was filed Dec 10, 2015); a parent in its chain could not be resolved (the next row)Nov 10, 2026High confidence
Continuity chainA parent in the chain could not be resolveddated from this application's own claimMedium confidence
Patent term adjustment+3 days, USPTO patent term adjustment recordNov 13, 2026High confidence
Terminal disclaimer capNone on recordno cap appliedHigh confidence
Patent term extensionNone on fileno changeHigh confidence
Fee events2 of 2 maintenance fees paidterm endedHigh confidence
Computed term endThe steps above, in orderNov 13, 2026Medium confidence

This family

US 8,820,631In force
May 2032
May 2032
Application PCT/US2007/083516PCT application
no patent term
no patent term
US 9,240,004Term ended
Nov 2026
Nov 2026
US 9,892,410this patent
Nov 2026
Nov 2026
The applications whose file history this site holds. The family may have others.

Assignments

Assignment documents as recorded at the USPTO, oldest first, with the reel and frame each was recorded at. A recorded assignment is a filed document, not a statement of current ownership, and the absence of a later one is not evidence that the last one still stands.
RecordedAssignorAssigneeConveyance
Feb 17, 2016
Reel 37750, frame 451
Weitzman, FelixFirst Data CorporationAssignment of Assignor's Interest
Mar 2, 2016
Reel 37869, frame 415
First Data CorporationWells Fargo Bank, National AssociationSecurity Interest
Mar 2, 2016
Reel 37869, frame 485
First Data CorporationCredit Suisse AG, Cayman Islands BranchSecurity Interest
Jul 30, 2019
Reel 49898, frame 560
Credit Suisse AG, Cayman Islands BranchFirst Data Corporation; Clover Network, Inc.; Gyft Inc.Release of Security Interest
Jul 30, 2019
reel/frame not recorded
Credit Suisse AG, Cayman Islands BranchFirst Data CorporationRelease of Security Interest
Jul 30, 2019
reel/frame not recorded
Credit Suisse AG, Cayman Islands BranchClover Network, Inc.Release of Security Interest
Jul 30, 2019
reel/frame not recorded
Credit Suisse AG, Cayman Islands BranchGyft Inc.Release of Security Interest
Aug 19, 2019
Reel 50090, frame 163
Wells Fargo Bank, National AssociationFirst Data Corporation; Clover Network, Inc.; Gyft, Inc.Termination and Release of Security Interest in Patent Rights
Aug 19, 2019
Reel 50094, frame 447
Wells Fargo Bank, National AssociationFirst Data CorporationTermination and Release of Security Interest in Patent Rights
Aug 19, 2019
reel/frame not recorded
Wells Fargo Bank, National AssociationClover Network, Inc.Termination and Release of Security Interest in Patent Rights
Aug 19, 2019
reel/frame not recorded
Wells Fargo Bank, National AssociationGyft, Inc.Termination and Release of Security Interest in Patent Rights

Sources

Google Patents · The patent document at USPTO · Assignment records at USPTO

USPTO account required: This application in Patent Center · USPTO's maintenance fee lookup

Maintenance fee events come from USPTO's own fee records. Its fee lookup asks for the patent number and the application number.

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